Underwriting Dashboard

Application flow, automated decisioning, risk mix, and model performance.

Applications Received

14,820

+7.4%last 30 days

Straight-Through Approvals

61.2%

+3.1 pts

Referred Cases

3,640

-2.2%

Declined Risks

1,180

+0.6%

Average Premium

$1,142

+1.8%

Manual Intervention Rate

24.6%

-1.9 pts

Model Confidence

92.3%

+0.8 pts

Decision Funnel

Applications by decision stage

Risk Distribution

Bound risks by band

Average Premium by Risk Band

Mean annual premium ($)

Model Confidence

Average decision confidence (%), trailing 6 months

Portfolio Concentration

Metro North22%

Metro South18%

Coastal16%

Rural East14%

Industrial Belt17%

Other13%